New-build homes below developer prices

It is the purchase of rights under an equity participation agreement from the original buyer before the building is completed. The assignment agreement is registered with Rosreestr, and you take the original buyer's place in the contract.

The original buyer may have bought earlier, when the developer price was lower, and may now need to sell. Our comparison uses median prices per m² in the same development. Floor, layout and finish vary, so a specific assignment can be cheaper, equal or more expensive.

The answer depends on whether the original contract is fully paid and on its specific terms. Many contracts include an assignment approval procedure or fee. Review the signed contract and payment status before paying a reservation deposit.

Yes, some banks finance assignments under equity participation agreements. Availability depends on the bank, development and building. If the seller's rights are pledged to a bank, that bank must also take part in releasing the security.

Money already paid under the development contract and any additional payment to the seller are legally different flows. The settlement structure should release funds only after the assignment has been registered and the agreed conditions have been met.